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STATE OF NEW YORK

SUPREME COURT COUNTY OF ESSEX

______________________________________________

HSBC BANK USA, NATIONAL ASSOCIATION,

successor by merger to HSBC BANK USA,

MEMORANDUM OF Plaintiff, SALE

-against- Index No.: 629-04

RJI No.: 15-1-05-0019 Hon. James P. Dawson

GIBSON'S HARDWARE (A PARTNERSHIP), J.S.C.

DALE L. GIBSON, Individually and as a Partner

in GIBSON'S HARDWARE, LEONARD D. GIBSON,

Individually and as a Partner in GIBSON'S HARDWARE,

JOHN DOE and MARY ROE,

Defendants.

______________________________________________

The undersigned has this _______ day of October, 2005, purchased the real property, premises, fixtures and items of personal property described in the annexed Notice of Sale, for the sum of _________________________________________and 00/100 Dollars ($___________), and hereby promises and agrees to fully carry out and comply with the terms and conditions as set forth in the Terms of Sale annexed hereto and incorporated herein by reference. In accordance with the Terms of Sale, the closing of title shall take place on or before the 30th day of November, 2005, at 11:00 a.m. at the Auctioneer's Office located at _______________________________ or such other time and place as agreed upon by the Purchaser and the Auctioneer.

Dated: October ________, 2005

Deposit: $___________________

Buyer's Premium: $___________________

Purchaser's Name: _____________________________

_____________________________

Purchaser's Address: ____________________________

____________________________

Purchaser's Telephone Number: _____________________________

Purchaser's Social Security or EIN: _____________________________

Purchaser's Attorney: _____________________________

Attorney's Address: _____________________________

Attorney's Telephone Number: _____________________________

PURCHASER:

By: ___________________________________

Name: _________________________________

Title: __________________________________

________________________________________

John T. Wilkins, Esq., Referee

UNCLE SAM AUCTIONS & REALTY, INC.

By: _____________________________________

Name: Ralph F. Passonno Jr.

Title: President

RECEIPT

RECEIVED FROM ____________________________________________________________

Purchaser, the sum of _____________________ Dollars ($ ), (a.) the Plaintiff being the purchaser at sale; or (b) _____________________________________ Dollars ($ ), being a deposit toward the amount bid by the Purchaser for the property sold by me under the judgment in the above entitled action, and the sum of _______________________ Dollars ($ ), (a.) the Plaintiff being the purchaser at sale; or (b) ___________________________________ Dollars ($ ) being the 12% buyer's premium paid to me by the Purchaser for the property sold by me under the judgment in the above entitled action.